Welcome to the latest edition of the Grow. Protect. Enjoy. newsletter.

I hope 2015 has started well for you. In this edition we discuss tips you can take if you are looking for a change in 2015.

In this edition we look at how the changes to the preservation age will impact on when you can access your superannuation. With the aging population we also look at aged care options.

The recent drop in interest rates is great if you have a mortgage, but others are effected differently. Finally, on a lighter note, we look at investment tips from cats.

If any of this information interests you and you would like to learn more, or wish to review your current situation to ensure you’re on track to achieving your goals, please call on 1300 135 573 or email info@lifetimeadvisers.com.au us today.

We hope you enjoy the read.

Kind regards,

Frances Hesse

PS. Don't forget, you can share the knowledge and forward this newsletter to your friends and family.

When can you access your super?

From 1 July 2015, new superannuation preservation ages will take effect. Those of us born after 1960 will feel the impact so it might be time to consider what this will mean for your retirement plans.

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Aged care – how will it affect your family?

As older Australians make up a larger portion of our population, affordable and reliable care options for our seniors become paramount to more families.

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Interest rates affect everyone differently

If you

  • have a mortgage - or two,

  • own a business

  • invest your hard-earned savings

  • or live on your retirement fund

the decision made every month by the Reserve Bank of Australia (RBA) Board affects you in some way.

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Great investment tips... from cats

If you are a cat owner you will know all about their independent ways. We'll bet you didn't know they were good investors!

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